Get Quote for Life Insurance

Are you looking to get quote for life insurance?

If so, you have three options to choose from:

1. Contact a local life insurance agent in your area.

2. Get a referral from friends/family members for a life insurance agent.

3. Request life insurance quotes online from a quote provider.

Each of your choices may be good, but online quotes offer you the following benefits:

Instant Quote Comparisons.
No Need to Meet with an Agent.
No Hassles or Delays.
No Obligation to Buy.
Savings to 73%
Get a Free Quote for Life Insurance

The bottom-line is this – you can find the lowest rates from the highest-rated life insurance companies by comparing free quotes for life insurance on the internet.

When you request free quotes for life insurance online you answer some basic questions and instantly receive up to 5 or more rate quotes.

Your quotes will provide you with the following:

The life insurance premiums.
Name of companies quoted.
Amount of coverage offered.
Financial ratings of each company.
Premium payment options available.
Type of life insurance and number of years of coverage offered.

When you compare your quotes for coverage make sure you consider not only the price, but the financial strength rating of the insurance company. The rating is an indication of the insurer’s ability to pay their claims, and meet their financial obligations. The higher the financial rating the better.

Also, when comparing prices and plans make sure you consider:

How much life insurance you need.
What you can afford to pay.
How many years you need life insurance.

Term life insurance offers you the lowest priced life insurance protection, usually costing 2-3 times less than permanent life insurance.

However, term life is temporary coverage for a specific number of years. Plans are available for 10, 15, 20 or 30 years of protection.

Term life insurance is not an investment it does not build cash value inside the policy. And, if you outlive the term of your policy, your coverage ends.

Many people just like you choose term life insurance to meet their temporary life insurance needs, such as:

To protect their family
Pay off the mortgage
Provide money for their kids college education
Pay off credit card debt.
Provide money for family living expenses.
Provide for your spouse’s retirement.

Get Quotes for Life Insurance

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we’ll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

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No Medical Exam – Simple Application.
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Rates as Low as $3.49 per month.
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Servicing Your Air Conditioner Before Summer

If summer arrives as quickly as spring did, we’ll all need our air conditioners soon. Cold air is a modern luxury that many of us don’t want to do without during the hot summer months. Unless we properly maintain our air conditioning units, cool air may be a luxury we go without this summer. Here are four reasons to perform yearly maintenance on your air conditioner.
Efficiency: Time, age, and lack of use during the cold months cause air conditioners to wear down. Air vents and filters become clogged with dust and other debris. The result is a reduced ability for your air conditioner to circulate cold air throughout your house. In many cases, cool air may never reach the rooms in your home that are farthest from the unit.

Energy Costs: If your air conditioner isn’t running at maximum efficiency, you’ll be spending a lot more money this summer. If your Salt Lake City air conditioner is unmaintained, it uses more energy and runs longer than normal in order to cool your house. Added energy use and longer run times are most noticeable when it comes time to pay your electric bill.

Air Quality: In addition to cooling your home, your air conditioner is responsible for circulating air. Without proper maintenance, your air conditioner can’t do this effectively. Poor circulation leads to stagnant air as dust and moisture accumulate. Increased dust buildup occurs when air filtration systems are full or clogged and no longer filter air.

Safety: Poor air quality isn’t the only health concern caused by bad air conditioners. Each year, thousands of U.S. house fires are caused by air conditioners that are in a state of disrepair.

Each of these problems is preventable with a straightforward solution, annual maintenance. Hiring a certified technician to inspect and repair your air conditioner probably isn’t another bill you want to pay. However, yearly maintenance pays for itself in three ways, reduced energy costs, more efficient cooling, and increased air conditioner lifespan. A small investment now leads to big savings later.

It was mentioned in the beginning that summer is right around the corner. Don’t wait until the Salt Lake City summer hits to have your air conditioner inspected. Summer is the busiest time of year for technicians, and that means their availability goes down and their costs go up. Have your air conditioner inspected this spring and ensure that it’s ready to keep your house cool before the summer heat hits.

Homeowner’s guide: common boiler faults and problems

The process of installing a boiler includes various tasks that require time and attention, from exploring multiple local boiler installer companies along with their quality of workmanship, guarantee and price to disposing of the old boiler properly. Apart from these two important steps, you have to assess the need of new thermostats, pumps and programmers, protect the new boiler with corrosion inhibitor chemicals and make sure that your installer flushes the system to remove debris and sludge. However, you cannot overlook probably the most important step of all, namely inquiring about follow-up care and annual servicing. Such useful pieces of information will give you the certainty that you will enjoy your freshly installed boiler for years to come without worrying about repairs or even replacements. Unfortunately, many homeowners make the terrible mistake of neglecting this crucial task, probably because they are satisfied about successfully completing the boiler installation process and forget about long-terms needs.
Regardless of their lack of attention when it comes to boiler servicing, all homeowners must know the most common boiler faults and issues that they will probably face over time, which include the lack of hot water and heat, loss of pressure, leaking and dripping, weird banging noises and thermostat problems. Thus, when dealing with a boiler emergency, instead of panicking, they act accordingly. Every person out there arrived home after a long and tiring day eagerly heading towards the bathroom for a warm and relaxing bath or shower only to face a cold disappointment, literally and figuratively. Most people just sit down and wait for their boiler to heath the water, but this luxury might take a few minutes or longer, depending on the age and efficiency of the boiler. The main causes leading to such an unpleasant situation refer to low water level, airlocks or motorised valve failure. In such a case, grabbing the phone and contacting a professional company for a close examination, maybe the one who installed the boiler in the first place, might be the best solution.

In what concerns the loss of pressure, you should know that in order to function properly, a boiler needs constant water pressure. Pressure drop might occur for various reasons, from a leak in the boiler system to bleeding radiators. This probably represents the most silent issue of all because if you are dealing with a tiny water leak, you might not even notice it at first. Of course, it will become a nuisance on the long term and you must take action in order to solve the problem. The worst-case scenario that you could face refers to a leaking or dripping boiler that requires urgent repairs or even a replacement. In regards to the latter, you should start considering boiler rental. Under no circumstances, you should attempt repairing the boiler on your own because you do to have the knowledge or experience of tackling a possibly broken valve. In fact, the truth is that, as a homeowner, you do not even have to because you can just call a specialist.